An OEIC is an open ended investment company.

Why choose an OEIC? It's quite simply one of the easiest forms of investment available, and works by pooling the money from many investors. It then invests this money in a broad range of investments. The diversity of investments is the key - and is greater than individual investors could achieve on their own.

Invest in an OEIC and you will receive shares in the OEIC, in proportion to the amount you’ve invested.

How will we invest your money?
An OEIC can contain lots of sub-funds. These sub-funds can each invest in a particular specialist area - such as gilts or equities.

At the moment we offer one sub-fund - the St Andrews Asset Managers Balanced Fund. It’s designed to offer a balance of capital and income growth.

The investments held in the sub-fund are diverse, and include UK equities, bonds, government securities and collective investment schemes.

How much do I need to invest?
The minimum lump sum investment is £500. There is also a minimum monthly savings scheme of £50.

Who can invest?
We’ve designed the sub-fund to appeal not only to private investors, but also to trusts, pension funds and charities.

Regulatory text

St Andrews Asset Managers is a division of Pagan Osborne which is authorised and regulated by the Financial Services Authority (FSA). The value of investments, and the income derived from them, may fall as well as rise. You may not get back the amount that you invest. Past performance is not a guide to future performance. Taxation and legislation are subject to change. This material is directed only at UK residents. Open Ended Investment Companies should be regarded as longer term investments.

This website should not be regarded as an offer or solicitation to conduct investment business, as defined by the Financial Services and Markets Act 2000 (FSMA 2000), in any jurisdiction other than the United Kingdom. The investments and investment services referred to in this website may not be suitable for all investors and, if in doubt, you should contact one of your own or of our Investment Managers or Financial Planners who will provide tailored advice.

Information on this site and any opinions expressed are of a general nature. They are not intended to be detailed opinions, nor are they intended to provide legal and financial advice. Nothing in this information or elsewhere in this website shall exclude our duties and liabilities to you under the FSMA 2000 or any conduct of business rules which we are bound to comply with.

We accept no responsibility for information contained in any other sites which can be accessed by hyperlink from these pages. These links are provided for general information and convenience purposes only and the sites concerned and the content are not approved or promoted by us in any way. Once you click in a link and access an external site, you do so at your own risk.

St Andrews Asset Managers and connected companies, clients, partners, employees and associates may have a position in any security, fund, or related financial instrument issued by us or companies mentioned or discussed in this site.