"This has been a difficult year for many and the effects of the recession have spurred more talk of making life-changing moves. Now might well be the time to emigrate or take some time out on a ‘gap year’.
“If you do, then unfortunately the romantic notion of upping sticks and doing a midnight flit is not feasible for those with responsibilities.
“There are a number of things you can do to prepare, such as having a Will in place. This is particularly important if you have children. It will save a lot of expense and heartache should something happen to you and will protect your children.
“Having a Power of Attorney (PoA) is also advisable. The appointed Attorney can deal with bills and the day-to-day running of your affairs in the UK. If you are letting your property they can also manage the relationship with the letting agents and deal with contracts, as well as matters such as rearranging mortgage terms.
“Before embarking on the adventure of a lifetime, seeking professional advice is essential. This will help to ensure that you can enjoy your trip rather than worrying trying to deal with the inescapable administration at home.”