Compensation Protection SchemeMaking sure you gain maximum benefit from your personal injury compensation, now and
in the future

Find out more

Compensation Protection Scheme

A tailored package of advice and assistance to help you make the right choices for the future if you receive compensation for an injury.

Being awarded compensation after suffering serious injury in an accident may mark the end of the matter in legal terms but, in many ways, it is only the beginning of an uncharted new life for you and your family.  

Whatever its monetary value, this award recognises your right to be compensated for something that has been taken away from you – your ability to earn a living, for example, or to lead a normal family life.  The clock can never be turned back, of course, but making the right choices about how best to use your compensation can go a long way towards helping you cope with your changed circumstances and build for the future.

We can help you make those critical decisions with expert advice tailored to your individual situation and financial priorities for the months and years ahead.  Did you know, for example, that setting up a Compensation Trust will protect your compensation payment without affecting your entitlement to claim valuable means tested benefits?  

Do you need to move to a more suitable property because of your injury and need help to sell up and buy somewhere new?  Should you now be making changes to your Will or, perhaps, put a Power of Attorney arrangement in place?  How could strategic tax advice help safeguard your compensation now and for the benefit of future generations?

For whatever help you need to make the most of your compensation award, simply contact your nearest Pagan Osborne office in Edinburgh or Fife.

  • Related Documents
  • FAQs
  • Q1 Who is responsible for the Trust?
  • A1

    The Trustees are ultimately responsible and therefore it is important to have appointed individuals in whom you have total confidence.


  • Q2 Can I use the Trust to purchase a house?
  • A2

    Yes, a property can be bought in the name of the Trust.


  • Q3 If I do not claim benefits, is there any point in me having one?
  • A3

    Still worth considering for ongoing management issues and you may in the future wish to claim means tested benefits.


  • Q4 Is there a tax benefit?
  • A4

    No, the Trust is accessible by a beneficiary and therefore there are no benefits, though it is important to take expert advice on what type of Trust to use to avoid an adverse consequence.


  • Q5 Can I access the money easily?
  • A5

    Yes, you can access the funds and normally any invoices will be settled direct from the Trust.


  • Q6 What type of Trust is used?
  • A6

    This can vary depending on the circumstances of the individual.


  • Q7 Why use a Trust?
  • A7

    The use of a Trust may ease administration of personal injury compensation received and will mean that this money is not assessed for means tested benefits.


Not sure where to start? Why not just give us a call today on
0131 624 6820 for Edinburgh or 01334 475001 for Fife to discuss your needs.

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Want to work with a local, friendly company? Then find your nearest Pagan Osborne office to you below. However, we also work with clients throughout the UK so you can call any of our numbers and our helpful reception staff will be happy to forward on your call to the most appropriate expert to suit your needs.

Clarendon House
116 George Street
EH2 4LH Call Us
Tel: 0131 624 6820
Fax: 0131 220 1612
2 Comiston Road
EH10 5QE Call Us
Tel: 0131 539 3333
Fax: 0131 538 7204
St Andrews
106 South Street
St Andrews
KY16 9QD Call Us
Tel: 01334 475001
Fax: 01334 476322
12 St Catherine Street
KY15 4HH Call Us
Tel: 01334 653777
Fax: 01334 655063
1 Crossgate
KY15 5HA Call Us
Tel: 01334 656525
Fax: 01334 654119
Pagan Osborne
5a Shore Street
KY10 3EA Call Us
Tel: 01333 310703
Fax: 01333 311918


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