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Care Homes too Expensive?

Following an article published in the East Fife Mail titled 'Care Home Places too Expensive, Tories Claim', our Head of LaterYears responds.

Alan Innes,

Head of LaterYears, writes:

Dear Sir

I refer to your article ‘Care home places too expensive, Tories claim’ (EFM 10 April 2013)

With an ageing population, the provision of care homes is an issue which is becoming increasingly talked about – and that’s no bad thing.  We need more debate about care home provision, whether it be in the private, third or public sector.

Care for the elderly can indeed be expensive.  It is not as simple as just somewhere to live.  Round the clock care, meals and living expenses are all factored in and are not cheap.  Then there are the salaries of the dedicated staff who work so hard to keep the residents comfortable.

None of us likes to think about what would happen if we had to go into care, but it is something we can prepare for.  Plans made now can help in later years.

There is a great range of different care home options available these days. The costs vary of course, but there are ways to help ease the financial and legal burden. Whether it is buying an annuity to pay for our care, or downsizing a property to free up some cash, it is important to plan ahead. 

It’s better to make that decision ahead of time and discuss it with family members alongside sound legal and financial advice. Putting a Power of Attorney in place, setting up a Will and looking at funding are all issues best addressed now.

Sadly, we cannot guarantee our health as we get older, but having planned ahead, at least we can prepare ourselves legally and financially for our own sakes and those of our loved ones too.

Yours faithfully

Alan Innes


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