News & EventsWho? What? Where? Why? Read all about it here!

Get the Latest


Home-Owning Opportunities Still There for Under-35s

Karen Turner, Property Sales Director, Pagan Osborne

Karen Turner, Property Sales Director, Pagan Osborne

Recent research suggesting renting is the “new normal” for under-35s doesn’t necessarily mean the younger generation of househunters needs to curb its aspirations. In fact, with recent statistics from Zoopla suggesting that property purchasers are better off at the end of the month versus their renting counterparts, buying your first property may not be as difficult as it seems.  

With shrewd decision making, homeownership is still an achievable option for many young people – if they are discerning. And with research suggesting that Scottish home owners – particularly those in university cities such as Edinburgh or St Andrews – have lower mortgage payments compared to rental bills each month, it makes financial sense to get on the market sooner rather than later. 

By keeping below the £145,000 price threshold under which no Land and Buildings Transaction Tax is payable, and with a 5% deposit, a range of properties could be well within reach.

Properties available through Pagan Osborne include one-bedroom city flat in Edinburgh at a fixed price of £130,000 and a two-bedroom terraced villa in Port Seton at offer over £120,000. For example:

6 Easter Road

372B/6 Easter Road, Leith, Edinburgh EH6 8JP

Fixed price £130,000

8D Main Street Colinsburgh8D Main Street, Colinsburgh KY9 1LR

Offers Over £ 139,000

Rowanhill Drive28 Rowanhill Drive, Port Seton, East Lothian, EH32 0SW

Offers Over £120,000

For more information on getting on the housing market, get in touch with Karen on 0131 539 3333 or email


Not sure where to start? Why not just give us a call today on
0131 624 6820 for Edinburgh or 01334 475001 for Fife to discuss your needs.

All fields marked with * are needed


Want to work with a local, friendly company? Then find your nearest Pagan Osborne office to you below. However, we also work with clients throughout the UK so you can call any of our numbers and our helpful reception staff will be happy to forward on your call to the most appropriate expert to suit your needs.

Clarendon House
116 George Street
EH2 4LH Call Us
Tel: 0131 624 6820
Fax: 0131 220 1612
2 Comiston Road
EH10 5QE Call Us
Tel: 0131 539 3333
Fax: 0131 538 7204
St Andrews
106 South Street
St Andrews
KY16 9QD Call Us
Tel: 01334 475001
Fax: 01334 476322
12 St Catherine Street
KY15 4HH Call Us
Tel: 01334 653777
Fax: 01334 655063
1 Crossgate
KY15 5HA Call Us
Tel: 01334 656525
Fax: 01334 654119
Pagan Osborne
5a Shore Street
KY10 3EA Call Us
Tel: 01333 310703
Fax: 01333 311918


Got a question? Fill in your details below and we'll give you
a call back on the date and time you have chosen.