Solicitor Lianne Lodge comments on recently released figures from the Register General.
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associate at Pagan Osborne and Member of Solicitors for the Elderly, writes:
I write in response to statistics from the Register General which said that the number of people over 60 will grow by more than 50% in 20 years. This is an unmanageable situation and unless something drastic is done to support Scotland’s changing social demographic then we will be in real trouble within a generation.
This isn’t the time for ‘Band Aid’ solutions which offer a temporary cover up of the problem. Now is the time to be innovative and ensure the provision of care for older people is long-term and sustainable protecting those older people who are vulnerable and need support.
At the moment, Scotland is often held up over its ‘free personal care’. I think the name may be slightly misleading. There is ‘free’ personal care to a point, but there is a significant shortfall between what is available through this scheme and how much it costs to go into a care home or care at home costs.
People are worried that their care costs will eat away at all of their savings and estate. Personally, I think a scheme whereby people would pay an upfront ‘insurance’ payment upon retirement to cover any care costs they may incur later in life is a great idea. That way people know how much they can expect to pay and rest safe in the knowledge that they are protecting themselves, as well as their families’ inheritance. It is now more important than ever that people plan for their retirements and old age.
We can no longer accept the status quo and hope everything will be alright because it won’t. We are struggling as it is and the future will look no brighter for our older generations if we don’t start to make changes now.
Associate, Pagan Osborne and Member of Solicitors for the Elderly
Queen Street, Edinburgh